The interest rate, APR, and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors. Rates are subject to change without notice. Payments shown here are calculated on the basis of principal and interest only and do not include taxes and insurance, which will result in higher monthly payments. Borrowers making a down payment of less than 20% may require mortgage insurance, which could increase the monthly payment and APR. Closing costs displayed here are estimates and can vary based on numerous factors. This is not a credit decision or commitment to lend. Fairway Independent Mortgage Corporation dba home.com by Homefinity NMLS # 2289
Rate lock period is 30 days. Details listed are for informational purposes only and based on a Conventional loan product with the subject property being located in the state of Missouri. Pre-paid interest and escrow costs are not factored into the annual percentage rate (APR) calculation. The details herein are provided to assist you in determining an estimate of cash that might be needed to close and an estimate of your proposed monthly mortgage payment. Actual charges may be more or less. Estimated monthly payment does not include any potential HOA (homeowners association) fees that may be required depending on property type. Borrower(s) will have an escrow account set up for payment of taxes and insurance. A waiver of escrow account requirements may be available for an additional cost. Get an official Loan Estimate before choosing a loan.
Loan options and/or lending services may not be available in all states. Listed rates can change daily and are available only through this lender. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
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We’ll learn about your needs and ask some questions about your credit and finances.
While assessing your situation, we’ll discuss what loan options will work best for you.
We’ll help you get pre-approved for a loan and lock in a competitive interest rate.
We’ll update you at each point in the process. Your dedicated loan officer can answer questions any time.
When you’re ready, we can close your loan on the day, time, and place that works best for you.
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*Pre-approval is based on a preliminary review of credit information provided to home.com which has not been reviewed by Underwriting. Final loan approval is subject to a full Underwriting review of support documentation including, but not limited to, applicants’ creditworthiness, assets, income information, and a satisfactory appraisal.
A dedicated loan officer will quickly reach out to recommend the best options for buying or refinancing your house so you can feel comfortable not only in your home, but also with your loan.